Real Estate

Extract appraisals and title reports to structured JSON

Appraisals establish property value through comparable sales analysis. Title reports confirm ownership and identify liens. Both are critical to real estate lending. Use Sensible to get structured appraisal and title data for underwriting, due diligence, and closing.

mortgage underwriting | title clearance | property valuation

Validated JSON

Schema-enforced output; every field matches your contract

Source coordinates

Every value links back to page + bounding box for audit

Per-document pricing

Predictable cost. No token-volatility surprises

Trusted by teams turning documents into production data

What makes appraisals and title reports hard to extract

Comparable-sales grids, title exception language, and multiple valuation approaches each behave differently on the page. We extract the grids, parse the legal descriptions, and validate the figures against your underwriting schema.

01

Comparable Sales Grid

Subject property and up to three comparables, each with adjustment lines for every attribute. Every cell in the URAR 1004 grid (sale price, adjustments, GLA, lot size) gets extracted, preserving the grid structure for automated valuation.

02

Title Exception Parsing

Easements, liens, deed restrictions, encumbrances: Schedule B exceptions are listed as numbered items with legal descriptions and recording references. Each exception returns as a separate structured entry.

03

Multi-Approach Valuation

Income approach, cost approach, sales comparison: commercial appraisals use all three, each with its own calculation tables. All approaches are extracted with their supporting data so your review team can evaluate the reconciled value.

Managed services

Don't want to build it? We'll write your configs from your samples.

Solutions engineers handle plan, build, deploy, and adjust on your behalf. You see clean JSON in your API response. Same engine as self-serve, just with the configuration work outsourced.

What's included

01Plan.Engineers review your samples and pick the right method

02Build.SenseML configs written from your samples

03Deploy.Same engine as self-serve, ready for production

04Adjust.We update configs when formats shift or new edge cases appear

05Integrate.Help with custom integration into your downstream systems

Fields we extract

Every appraisal and title report is different, so we build the config around your exact schema rather than a fixed list. These are the fields underwriters request most; we map whatever else your underwriting workflow needs.

01

Subject property

Address, legal description, parcel number, property type, year built, GLA, lot size, room count, condition, zoning

02

Valuation data

Appraised value, effective date, sales comparison value, cost approach value, income approach value, comparable sale prices, adjustments

03

Title information

Vesting, legal description, prior deeds, Schedule B exceptions, liens, easements, CC&Rs, insured amount, title company

config.json

SenseML

{ /* SenseML: appraisal extraction */
"fields": [
{
"method": {
"id": "queryGroup",
"queries": [
{ "id": "appraised_value", "description": "appraised value, market value, opinion of value" },
{ "id": "effective_date", "description": "effective date, date of value, as of date" },
{ "id": "gla", "description": "gross living area, GLA, total living area, square feet" },
{ "id": "property_address", "description": "subject property address, property address, subject address" }
// + more fields, mapped to your schema
]
}
}
]
}

Supported document types

Sensible processes URAR (1004), small residential income property forms, and commercial appraisals alongside title commitments and title policies. Hybrid extraction handles the range of form types and legal language.

Appraisals

URAR Form 1004, 2055 exterior-only, commercial appraisals, desktop appraisals, BPOs, AVMs

Title documents

Title commitments, preliminary title reports, title insurance policies (owner's and lender's), lien searches

Common Questions

Answers about URAR grid extraction, title exception parsing, and valuation data.

What property details does Sensible capture from appraisals?

Out of the box, Sensible pulls property address, legal description, parcel number, property type, year built, GLA, lot size, room count, condition rating, and site improvements. Those fields live in configuration, so you add, drop, or rename them to match what your review process actually needs.

Does Sensible extract title exceptions and encumbrances?

Yes. From title reports, Sensible extracts Schedule B exceptions, easements, liens, deed restrictions, and encumbrances. Each exception is returned as a separate item with its description and recording reference.

What valuation data does Sensible extract from appraisals?

The default config returns appraised value, effective date, the three approach values (sales comparison, cost, income), reconciled value, and the appraiser's certification details. Since extraction is defined in configuration, you can pull additional fields off the form or reshape the output to fit your valuation pipeline.

Can Sensible extract comparable sales from appraisals?

Yes. Sensible reads the comparable sales grid, including address, sale price, sale date, GLA, lot size, and each adjustment line. URAR (1004) and summary formats both have configs today, and when a layout you work with hasn't been built yet, the extraction logic is extended to cover it.

Do you support webhooks?

Yes. Sensible sends extraction results to your webhook endpoint when processing completes. You can also poll the API for status.

Does Sensible support human review?

Yes. Sensible flags extractions with low confidence for human review. You can configure review thresholds and workflows.

What security certifications does Sensible have?

Sensible is SOC 2 Type II certified and HIPAA compliant. Data is encrypted in transit and at rest.

How long is document data retained?

Document data is stored indefinitely by default. Custom retention policies are available and can be configured for same-day deletion if needed.

Is there a free trial?

Yes. Sensible offers a 14-day free trial on the Growth plan. No credit card required to start.

How is pricing structured?

Sensible uses per-document pricing for predictable costs. No token-based billing or usage surprises. Volume discounts are available for higher throughput.

How do I integrate with Sensible?

Sensible provides REST APIs and SDKs for Python and Node.js. Most integrations take a few hours. Webhooks, Zapier, and direct API calls are all supported.

What file formats does Sensible support?

Sensible processes PDFs (native or scanned), Microsoft Word (DOC, DOCX), spreadsheets (XLSX, XLS, CSV), single-page images (JPEG, PNG), multi-page images (TIFF), and email bodies with attachments.

How accurate is the extraction?

Accuracy depends on document quality and configuration. Most production deployments achieve 95%+ accuracy with proper validation rules and confidence signals.

How fast is document processing?

Processing speed depends on document size, page count, OCR requirements, and which extraction methods are used. Simple single-page documents process in seconds. Larger or more complex documents that use LLM-based extraction take longer.

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