Extract declaration pages to structured JSON
Declaration pages summarize who is covered, what is covered, for how much, and for how long. Every carrier formats them differently, with unique layouts and field structures. Sensible extracts dec page data into validated JSON for policy management, renewals, and coverage verification.
Why declaration pages resist template-based extraction
Carrier-specific layouts, multi-line schedules, and endorsement lists make dec pages format-diverse.
No two carriers format dec pages alike. Sensible's hybrid engine adapts to each layout while enforcing consistent output.
Coverage tables vary in structure across carriers. Sensible extracts each line with its limits, deductibles, and premiums intact.
Dec pages list endorsement form numbers that modify the base policy. Sensible extracts each with its title and premium.
Fields we extract
Extract any data you need from declaration pages into your desired output schema
Policy number, named insured, mailing address, effective date, expiration date, carrier name, producer/agency, policy form
Coverage type, limit per occurrence, aggregate limit, deductible, premium per coverage, total premium, retroactive date
Endorsement form numbers, endorsement descriptions, additional insureds, mortgagee/loss payee, vehicle/property schedules
Umbrella or excess liability declarations showing underlying policy schedule.
Workers compensation declarations with class codes, rates, and experience modification.
Commercial property declarations listing locations, building values, and coverage forms.
Homeowners insurance declarations showing dwelling coverage, deductibles, and endorsements.
Personal or commercial auto declarations with vehicle schedules and coverage limits.
Supported declaration pages
Sensible processes declaration pages from any carrier or line of business, many available in Sensible's template library. Custom formats can be configured in hours.
Personal auto, homeowners, commercial property, general liability, workers compensation, umbrella/excess, professional liability
All major carriers including Hartford, Travelers, Liberty Mutual, Chubb, AIG, Zurich, Nationwide, State Farm, and any specialty carrier
Common Questions
Specific details about our dec page extraction engine.
Yes. Every carrier formats dec pages differently. Sensible's hybrid extraction adapts to each carrier's layout while outputting a consistent schema.
Yes. Sensible identifies endorsement sections and extracts endorsement form numbers, descriptions, and any premium charges associated with each endorsement.
Yes. Package policies with property, liability, auto, and umbrella on separate dec pages are each extracted with line-specific field configurations.
Sensible extracts coverage types, limits, deductibles, premium per coverage, endorsement list, named insureds, and additional insureds from the declarations page.
Yes. Sensible sends extraction results to your webhook endpoint when processing completes. You can also poll the API for status.
Yes. Sensible flags extractions with low confidence for human review. You can configure review thresholds and workflows.
Sensible is SOC 2 Type II certified and HIPAA compliant. Data is encrypted in transit and at rest.
Documents are deleted after 30 days by default. You can configure shorter retention periods or request immediate deletion via API.
Yes. Sensible offers a free tier with 50 documents per month. No credit card required to start.
Sensible uses per-document pricing for predictable costs. No token-based billing or usage surprises. Volume discounts are available for higher throughput.
Sensible provides REST APIs and SDKs for Python and Node.js. Most integrations take a few hours. Webhooks, Zapier, and direct API calls are all supported.
Sensible processes PDF, PNG, JPG, and TIFF files. PDFs can be native or scanned.
Accuracy depends on document quality and configuration. Most production deployments achieve 95%+ accuracy with proper validation rules and confidence scoring.
Most documents process in 2 to 10 seconds depending on complexity and page count.