Insurance

Extract loss runs to structured JSON

Loss runs are insurer-produced claim summaries used in quoting, renewals, and program reviews. The layout varies by carrier, often spanning multiple pages of claim tables. Sensible converts these into consistent JSON for underwriting, analytics, and broker workflows.

underwriting | renewals | program reviews

Validated JSON

Schema-enforced output; every field matches your contract

Source coordinates

Every value links back to page + bounding box for audit

Per-document pricing

Predictable cost. No token-volatility surprises

Trusted by teams turning documents into production data

Why loss runs are harder than they look

Loss runs are one of the hardest documents to extract at scale: carrier layouts differ, claim tables run across pages, and scan quality is all over the map. We ship configurations for the formats underwriters see most and handle the rest with hybrid extraction.

01

Carrier Format Variation

Every carrier formats loss runs differently: different column structures, different claim table layouts, different page conventions. One carrier puts totals on the first page; another buries them at the end. Each layout requires its own extraction configuration, and SenseML makes each one repeatable.

02

Multi-Page Claim Tables

A single loss run can span 50+ pages. Claim rows must be stitched across page breaks without duplication or omission. Sensible tracks table continuations and merges them into a single structured output.

03

Inconsistent Document Quality

Some carriers deliver clean PDFs. Others send scanned images, Excel-to-PDF conversions, or faxed copies with misaligned columns. Our hybrid engine combines LLM parsing for degraded inputs with deterministic rules that enforce output consistency.

Managed services

Don't want to build it? We'll write your configs from your samples.

Solutions engineers handle plan, build, deploy, and adjust on your behalf. You see clean JSON in your API response. Same engine as self-serve, just with the configuration work outsourced.

What's included

01Plan.Engineers review your samples and pick the right method

02Build.SenseML configs written from your samples

03Deploy.Same engine as self-serve, ready for production

04Adjust.We update configs when formats shift or new edge cases appear

05Integrate.Help with custom integration into your downstream systems

Fields we extract

Every loss run is different, so we build the config around your exact schema rather than a fixed list. These are the fields underwriters request most; we map whatever else your underwriting pipeline needs.

01

Policy headers

Policy number, insured name, effective/expiration dates, carrier, line of business

02

Claim detail

Claim number, date of loss (DOL), cause, status (open/closed), paid, reserve, total incurred, coverage, location

03

Totals

Claim count, open count, paid total, reserve total, incurred total, frequency, severity

config.json

SenseML

{ /* Sensible uses JSON5 to support in-line comments */
"fields": [
{
"method": {
"id": "queryGroup",
"queries": [
{ "id": "claim_number", "description": "claim number, claim #, claim ID" },
{ "id": "date_of_loss", "description": "date of loss, DOL, loss date" },
{ "id": "policy_number", "description": "policy number, policy #" },
{ "id": "total_incurred", "description": "total incurred, incurred amount" }
// + more fields, mapped to your schema
]
}
}
]
}

Supported Carriers

Sensible processes loss runs from any carrier. Pre-built configurations ship in the template library, and new carrier formats can be configured in hours using SenseML's hybrid extraction approach.

Major carriers

Hartford, Travelers, Liberty Mutual, Chubb, AIG, Zurich, CNA, and more

Any carrier

Regional carriers, MGAs, and specialty markets. Any loss run format can be configured

Common Questions

Answers about loss run parsing, carrier support, and multi-page claim table handling.

Can Sensible handle multi-page loss runs?

Yes. Sensible processes loss runs of any length. Claim tables that span multiple pages are stitched together into a single structured output.

Does Sensible calculate claim aggregates from loss runs?

Sensible extracts totals when they appear on the document. You can also compute claim count, open count, paid total, reserve total, incurred total, frequency, and severity from the structured claim data.

Do you support webhooks?

Yes. Sensible sends extraction results to your webhook endpoint when processing completes. You can also poll the API for status.

What fields does Sensible extract from loss runs?

Policy number, insured name, effective dates, carrier, line of business, claim number, date of loss, cause, status, paid amounts, reserves, total incurred, and aggregate totals come back by default. Loss runs vary by carrier, so these are the common fields, not the limit. What gets extracted is defined in configuration and shaped to your underwriting schema.

Does Sensible support human review?

Yes. Sensible flags extractions with low confidence for human review. You can configure review thresholds and workflows.

Which insurance carriers' loss runs does Sensible support?

Sensible processes loss runs from any carrier. Pre-built loss run templates are available in the configuration library, and custom carrier formats can be configured in hours.

What security certifications does Sensible have?

Sensible is SOC 2 Type II certified and HIPAA compliant. Data is encrypted in transit and at rest.

How long is document data retained?

Document data is stored indefinitely by default. Custom retention policies are available and can be configured for same-day deletion if needed.

Is there a free trial?

Yes. Sensible offers a 14-day free trial on the Growth plan. No credit card required to start.

How is pricing structured?

Sensible uses per-document pricing for predictable costs. No token-based billing or usage surprises. Volume discounts are available for higher throughput.

How do I integrate with Sensible?

Sensible provides REST APIs and SDKs for Python and Node.js. Most integrations take a few hours. Webhooks, Zapier, and direct API calls are all supported.

What file formats does Sensible support?

Sensible processes PDFs (native or scanned), Microsoft Word (DOC, DOCX), spreadsheets (XLSX, XLS, CSV), single-page images (JPEG, PNG), multi-page images (TIFF), and email bodies with attachments.

How accurate is the extraction?

Accuracy depends on document quality and configuration. Most production deployments achieve 95%+ accuracy with proper validation rules and confidence signals.

How fast is document processing?

Processing speed depends on document size, page count, OCR requirements, and which extraction methods are used. Simple single-page documents process in seconds. Larger or more complex documents that use LLM-based extraction take longer.

Start free

Turn your next loss run into JSON.

Free 14-day trial. No credit card required. Start extracting in minutes.